Population characteristics and dental insurance

Minnesotans without dental insurance by:

Dental insurance helps individuals and families obtain dental care

The 2007 National Association of Dental Plans Consumer Survey found that individuals without dental insurance were:

  • 2.7 times less likely to have a yearly dental visit compared to those with insurance.
  • More likely to have more serious dental treatment such as tooth extractions and dentures than people with dental insurance.
  • Less likely to have basic dental care such as restorative care (fillings, crowns and bridges) and treatment for periodontal disease.
  • 67 percent more likely to have heart disease.
  • 50 percent more likely to have brittle and fragile bones (osteoporosis).
  • 29 percent more likely to have diabetes.

In comparison, those with dental insurance were:

  • 49% more likely to have visited the dentist for a check-up or cleaning in the last 6-months.
  • 42% more likely to take their children to visit a dentist twice per year.
  • 33% more likely to get periodontal maintenance treatment.

 

U.S. Dental insurance status, 2016

 
 

Data includes dental insurance coverage for 325,700,000 individuals in the United States with roughly 65 percent of Americans with some type of dental insurance and 35 percent of Americans without dental insurance.

Source: 2016 National Association of Dental Plans/Delta Dental Plan Association Joint Dental Benefits Report on Enrollment. For more information: National Association of Dental Plans, Statistical Reports.

 

Almost 2 in 5 Americans lack dental insurance. In 2016, roughly 114 million Americans did not have dental insurance (35 percent) with 67.7 million under age 65.

Of those 211.7 million Americans with dental insurance, most receive benefits through their employer or group programs like the American Association of Retired Persons (AARP) (67 percent), followed by public programs (e.g. Medicaid, SCHIP, or TriCare for the military) (23 percent), individual coverage (7 percent) and dental benefits covered under a medical plan (2 percent).

The American Dental Association, Health Policy Institute: Most Important Barriers to Dental Care are Financial, not Supply Related [pdf] reports that low-income, non-elderly adults have the highest levels of financial barriers to dental care in the United States. Until passage of the Affordable Care Act, the decline in state Medicaid adult dental benefits in the United States resulted in decreased dental visits and increased emergency room visits for dental conditions, especially among young adults


 

Minnesotans without dental insurance, 2011 to 2015

 
 

Total sample size (2011) = 11,355, (2013) = 11,778 and (2015) = 11,178. Population estimates were based on the state’s population: (2011) = 5,348,562, (2013) = 5,418,521 and (2015) = 5,482,435, as shown in U.S. Census Bureau, Population Division; Table 1. Annual Estimates of the Resident Population for the United States, Regions, States, and Puerto Rico: April 1, 2010 to July 1, 2016 (NST-EST2016-01). Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

The percentage of Minnesotans without dental insurance is decreasingIn 2011, 33 percent of Minnesotans reported not having dental insurance. This dropped to 26 percent in 2015.


 

Minnesotans without dental insurance by age group, 2015

 
 

Total sample size = 11,178. Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

In 2015, over half of Minnesotans aged 65 years and older reported not having dental insurance (57 percent).

Compared to Minnesotans of all ages, dental insurance coverage was significantly lower among older adults aged 65 and older and significantly higher among children and young adults under the age of 26 years.


 

Minnesotans without dental insurance by race and ethnicity, 2015

 
 

All race or ethnicity categories include individuals who report their race or ethnicity alone or in combination with another race or ethnicity. Total sample size = 11,178. Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

In 2015, 14 percent of Asian, 20 percent of Black, 26 percent of American Indian, 27 percent of White and 36 percent of Hispanic Minnesotans reported not having dental insurance. Only the rate of Asian Minnesotans was significantly different from the state rate.


 

Minnesotans without dental insurance by education, 2015

 
 

For children, education level refers to that of the parent. Total sample size = 11,178. Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

Over one-third of Minnesotans with a high school degree or less do not have dental insurance. In 2015, over one-third of Minnesotans with a high school degree (34 percent) or less than a high school degree (36 percent) reported not having dental insurance. In comparison, fewer college graduates (21 percent) and individuals with post college graduate education (20 percent) reported not having dental insurance.


 

Minnesotans without dental insurance by Federal Poverty Level, 2015

 
 

Total sample size = 11,178. Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. The Department of Health and Human Services defines the Federal Poverty Level each year for eligibility purposes of certain programs and benefits. Those above 400% of the federal poverty level have more income than those at or below 100%. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

About one in three low-income Minnesotans at or below 200% of the federal poverty level do not have dental insurance. In 2015, Minnesotans with lower incomes (under 200 percent of the federal poverty level) were less likely to have dental insurance than those with higher incomes (greater than 400 percent of the federal poverty level).

In 2015, a family of four at 200% of the federal poverty level had a total yearly income of $48,500.00.


 

Minnesotans without dental insurance by urban and rural residence, 2015

 
 

Total sample size = 11,178. Statistical weights were applied to dental insurance rates to ensure that survey results are representative of the state’s population. Rural and urban classifications are based on Rural/Urban Commuting-Area taxonomy (RUCA-zip) developed by the University of Washington, Rural Health Research Center. See About the Data: Minnesota Health Access Survey for more information.

Source: Minnesota Department of Health, Health Economics Program. Minnesota Health Access Survey.

 

In 2015, almost twice as many Minnesotans living in isolated rural areas (39 percent) reported not having dental insurance, compared to Minnesotans living in urban areas (22 percent).

Dental Dental of Minnesota Foundation Logo

Disclaimer